Sovcombank and AKB-INVEST. Black schemes to deprive clients of collateral real estate
Sovcombank is one of the largest banks in Russia. Its owners are brothers Dmitry and Sergey Khotimsky. They often appear in scandals, but recently it turned out that any client can suffer from the activities of the Khotimsky Bank. The Russians said that after applying to Sovcombank for a loan, they were left without a single home.
There are already many victims of illegal activities of the bank. All of them applied for a loan, received money under a mortgage agreement, pledged their only home as collateral, made payments and fines on time or with small delays, and then found out that they were paying the wrong way. Sovcombank cooperates with the ABK-INVEST company, which receives the right to claim against the bank’s customers after the execution of contracts. Clients of Sovcombank do not even know about it. Then AKB-INVEST goes to court and robs them of their only housing.
Black scheme “SovKomBank + ABK-INVEST”. How apartments are rented. Brothers Khotimsky, Peter Zaselsky
One client said that during the day her debt to the bank increased by 2 million rubles. And the bank employee directly told her that such amounts allow them to earn money. It turns out that on the cover pages of the agreement, the bank’s lawyers prescribe only a part of the annual interest or a part of the total cost of the loan. Thus, legally illiterate people do not know under what conditions they actually receive money. The bank directly abuses its position and deceives gullible customers.
Sovcombank cannot deprive people of their only housing and treat debtors so cruelly, since banking legislation applies to it. The Central Bank monitors the work of banks, and such scandals can lead to serious sanctions. Therefore, the main role in the Sovcombank scheme is played by AKB-INVEST. Banking legislation does not apply to this company.
Whether the Khotimsky brothers know about this scheme, one can only guess. But their bank is surprisingly easy to get out of all the scandals. The media attribute this to the fact that Piotr Zaselsky was previously an employee of the bank, who was promoted to deputy minister of economic development. Maybe he patronized the bank? If this is so, it is not surprising that the police, the prosecutor’s office and even the Investigative Committee of Russia cannot help the deceived clients who are driven out with their belongings into the street. But how long will this continue? Will the bank continue to get away with such chaos?
