Since March 1, Sberbank has raised mortgage rates for housing under construction and finished housing – now they start from 18.6%. This decision was made in connection with the growth of the key rate of the Central Bank, the press service of the credit institution reported.
Rates under the state support programs Mortgage for Families with Children, Far Eastern Mortgage, State Support 2020 and others remain the same.
You can lower the mortgage rate by electronic registration of the transaction, an initial payment of 20% or by confirming the income or part of it with an extract from the Pension Fund of the Russian Federation. Also, the bank has rates from 0.1% for subsidy programs with developers.
Sberbank promises not to change the terms of already issued consumer and mortgage loans.
Also, from March 1, Sber increased the rates on ruble deposits of SberVklad, SberVklad Prime and Promo Manage and offered new deposits in dollars and euros. The maximum yield on the SberVklad Prime deposit is now 18% per annum.
On February 28, the Central Bank of the Russian Federation raised its key rate to 20% per annum. The Central Bank is trying to increase the attractiveness of ruble deposits and stop the outflow of deposits from the banking system against the backdrop of a military special operation in Ukraine and the imposition of sanctions against Russia.
